1
Patient Pays
$99
/month
A simple membership example designed to support predictable access to primary care.
Direct Care Options
A more flexible future for primary care.
Rios Healthcare is developing direct-care membership options designed to improve access, simplify pricing, and protect the doctor-patient relationship — while preserving care pathways for patients who use insurance, Medicare, or self-pay options.
Why we’re building this
Primary care has become increasingly difficult for both patients and physicians. Insurance rules, prior authorizations, delayed approvals, denials, and administrative requirements can interfere with timely, personal medical care.
Rios Healthcare is building a more flexible model so patients can have clearer access, more predictable options, and a stronger relationship with their physician.
✓ More predictable primary care access
✓ Simpler communication and follow-up
✓ Transparent self-pay and membership options
✓ A model designed around continuity, not bureaucracy
How It Works
One predictable monthly price. More access. Fewer surprises.
The example below illustrates the type of membership structure Rios Healthcare is developing. Final pricing and included services may change before launch.
2
Gets Access To
📅
Same-day / next-day visits when available
🩺
Primary care and chronic care follow-up
🛡️
Preventive care and annual wellness planning
💻
Telehealth access when clinically appropriate
🧪
In-house lab and X-ray access
🏷️
Discounted cash-pay services
💬
Simpler communication and care coordination
❤️
A stronger ongoing doctor-patient relationship
3
Potential Savings
$150+
/month
Compared with fragmented fee-for-service care, urgent care visits, and unpredictable out-of-pocket costs.
Illustrative example only. Final pricing, included services, insurance rules, and availability may vary.
What may be included
Direct-care membership is intended to make routine and ongoing primary care easier to access.
Access & Follow-Up
Timely visits, follow-up care, and simpler communication for primary care needs.
Chronic Care
Ongoing management for conditions such as diabetes, hypertension, cholesterol, thyroid disease, and more.
Preventive Care
Wellness planning, screening discussions, annual care review, and risk-factor management.
Telehealth
Virtual care when clinically appropriate and allowed by applicable rules.
Labs & Diagnostics
Access to in-house lab and X-ray services when clinically appropriate, with transparent pricing where available.
Care Coordination
A more connected relationship with the practice for ongoing care needs and next steps.
What is not included
Direct care is not health insurance and does not replace coverage for major medical expenses. Patients should maintain appropriate insurance coverage for emergencies, hospitalization, specialists, surgery, medications, and services outside Rios Healthcare.
Insurance, Medicare & self-pay
Rios Healthcare is designing this as a hybrid model. Some patients may continue using insurance for covered services, while others may use self-pay or membership options for more predictable access.
Medicare and insurance rules may affect what can be included or discounted. Final membership terms will be structured to follow applicable laws, payer rules, and practice policies.
Frequently asked questions
Common questions about direct care, membership, and how this model may work at Rios Healthcare.
Is direct care insurance?
No. Direct care is not health insurance. It is a membership-style care model for certain primary care services.
Can I still use insurance?
Yes, depending on the service and your coverage. The goal is to create more options, not fewer.
Can Medicare patients participate?
Possibly, but Medicare rules matter. Final membership terms will be designed around applicable legal and payer requirements.
Are labs and X-rays included?
Some in-house services may be available through transparent or discounted cash-pay pricing, depending on the final plan and applicable rules.
When will this launch?
Rios Healthcare is currently developing the model and collecting patient interest before final launch.
How do I express interest?
You can book an appointment or direct-care inquiry and let our staff know you are interested in membership options.
Interested in direct care?
Book a visit or direct-care inquiry and let our staff know you would like information about future membership options.